Mortgage Calculator

Estimate your monthly mortgage payment — principal, interest, taxes, and insurance — and see how much interest you'll pay over the life of the loan.

Estimating a mortgage payment at home on a laptop

Home price

Down payment

= $80,000 down · $320,000 financedInterest rate (APR)

Loan term

years

Property tax (per year)

Home insurance (per year)

Principal & interest$2,022.62

Property tax$400.00

Home insurance$150.00

Total monthly payment$2,572.62

Loan amount$320,000

Total interest paid$408,142

Total principal & interest paid$728,142

Estimates only. Principal & interest are amortized; taxes and insurance are simple monthly averages. Actual payments vary with PMI, HOA dues, escrow, and lender terms.

Helping clients run these numbers?

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